Call the Law Office of T. Kevin Dougherty at 831-783-3440 and make an appointment. Our first consultation is free of charge.

Kevin Dougherty is a bankruptcy lawyer
and has been serving Monterey, Salinas,
and Santa Cruz for over 20 years.


Don't worry!


Financial problems?

Financial problems are deeply disturbing and extremely stressful. Do not feel alone or embarrassed about considering bankruptcy. We realize you would prefer to pay your bills, but bankruptcy may be your best option if you are not able to pay all of your debt.

Being able to determine what type of bankruptcy, as well as whether or not you need to file one, is part of the service The Dougherty Law Office provides.

chapter 13:

An individual who is overwhelmed by debts may file under Chapter 13, which permits the debtor to be under the court's protection while getting rid of debts.

chapter 7:

Often called the liquidation chapter, chapter 7 is used by individuals, who have no hope for repairing their financial situation. In chapter 7 cases, the debtor’s estate is liquidated under the rules of the bankruptcy codes.

CLIENT TESTIMONIALS: our clients say…

“Thank you for everything!! You are a saint!”

– H. Johnson

“Frankly, I don’t know where to start to praise and thank Kevin and the office staff. That’s why I keep on baking coffee cakes and cookies for the staff!! One thing that stands out is that each time we called for information or help, everyone knew exactly who we were and how to help us. We were treated with dignity at all times.”

– Barbara

“Thank you for bringing sanity to the chaos we were in.”

– Wendy

“Could not have made this happen without Kevin!”

– Dave

“I want to thank you very much for the great job you did working with the title company and trustee. Without your efforts and getting the title company to understand what they were asking for is not correct, we would still be going in circles with the title company.”

– Jeff

“Thank you so much for your help with my bankruptcy. Without you guys I wouldn’t have known where to start. Your staff has gotten me back on the right path to where I needed to be. Thank you, once again, from the bottom of my heart.”

– Anthony

“Kevin Dougherty’s office gave me excellent service and helped me turn my life around. I strongly recommend this office to anyone in debt.”

– Turron

“I wish I had known about the counseling years ago. It has made a big difference in my life and I am able to manage my financial issues now in a new light. You, and your wonderful staff were so professional, caring and non–judgmental. Renewed Thanks.”

– Mary

“To whom it may concern, the 5 years that I had this account with Mr. Dougherty was the best, any help that I needed the help came right away. Thanks to all the employees in the office who helped me through any questions that I had or problem solving.”

– JoAnne

“My husband lost his job, which left me trying to pay all the bills and support my family of six. I was afraid to answer the phone because I knew it was a bill collector. A friend told me she knew a fantastic attorney – Kevin Dougherty. Kevin looked at my paper work and smiled and assured me that everything would be okay and not to worry about letters or phone calls, that he would stop all of that. Sure enough, I stopped receiving letters and phone calls. I owe everything to Kevin and his staff. They are such a blessing to me, more than they’ll ever know. I strongly advise if anyone needs an attorney, Kevin is number one in my books.”

– Laura

“We cannot begin to thank you enough for everything you have done for us. You were exceptional in guiding Mark and I through our bankruptcy cases. Most recently we are thankful you helped us through the process of buying our first home and overcoming the hurdles presented to us by Title. We are 100% confident that the purchase would not have gone through without your intervention.”

– Mark & Stacey